ZIP Code 32409: Panama City, Florida

ZIP code 32409 is assigned to Panama City, Florida, and lies within Bay County. Its reference point is at latitude 30.3117 and longitude -85.6923 (30°18'42.1"N 85°41'32.3"W).

Location Overview of ZIP Code 32409

Panama City, FL has 11 ZIP codes in our directory. Besides 32409, they include 32401, 32402, 32403, 32404, 32405, 32406, 32408, 32411 and 2 more.

Across Bay County there are 18 ZIP codes listed, and Florida has 1,564 in total.

The nearest listed ZIP code is 32402 in Panama City, FL, about 5.3 mi to the south.

Key facts for ZIP code 32409
ZIP code32409
CityPanama City
CountyBay County
StateFlorida (FL)
Latitude30.3117
Longitude-85.6923
DMS30°18'42.1"N 85°41'32.3"W
Nearest ZIP32402 (Panama City, 5.3 mi)

All ZIP codes in Panama City, FL · All Florida ZIP codes

Map of ZIP Code 32409

Map centered on 30.3117, -85.6923. The pin marks the ZIP code's reference point, not its boundary.

Video: Panama City, FL

Pier Park Panama City Beach Florida 2025 FULL TOUR | All Shops, Attractions & Restaurants! — by Adventure Is Out There · Watch on YouTube

ZIP Codes Near 32409

These 15 ZIP codes have the closest reference points to 32409, measured in a straight line.

32402
Panama City, FL
5.3 mi south
32406
Panama City, FL
5.3 mi south
32411
Panama City, FL
5.3 mi south
32412
Panama City, FL
5.3 mi south
32444
Lynn Haven, FL
5.9 mi southeast
32405
Panama City, FL
8.2 mi south
32408
Panama City, FL
10 mi south
32466
Youngstown, FL
11 mi east
32407
Panama City Beach, FL
11 mi southwest
32401
Panama City, FL
11 mi south
32404
Panama City, FL
12 mi southeast
32413
Panama City Beach, FL
13 mi west
32417
Panama City, FL
14 mi west
32437
Ebro, FL
14 mi northwest
32461
Sunnyside, FL
15 mi west

Nearby Cities and Towns

The closest communities to ZIP code 32409, measured in a straight line from its reference point, are Lynn Haven, FL (5.9 mi southeast), Youngstown, FL (11 mi east) and Panama City Beach, FL (11 mi southwest). Distances are approximate and road distances will be longer.

Schools Near Panama City, FL

If you are moving to ZIP code 32409, check the school district serving Panama City and Bay County to confirm which public schools serve your street address.

Searching nearby communities such as Lynn Haven and Youngstown can widen the list of public, private and charter options. The links below open live Google Maps results centered on 32409.

Parks and Outdoor Recreation

Use the map above to explore green space around Panama City. Zoom out to look for larger parks and nature areas beyond the ZIP code 32409 area.

Hospitals and Healthcare

Hospitals, urgent care clinics and pharmacies serving Panama City, FL can be found with the searches below. In a medical emergency, call 911.

Residents of ZIP code 32409 may also use facilities in nearby Lynn Haven, Youngstown and Panama City Beach.

Shopping and Dining in Panama City

For places to eat and shop near Panama City, FL, the searches below show up-to-date listings around ZIP code 32409.

Libraries and Historical Places

Public libraries, museums and historic sites near Panama City, Florida can be found with the searches below, which are centered on ZIP code 32409.

To research local history, try searching for Bay County records and archives along with the name Panama City.

Roads, Rivers and Lakes

From ZIP code 32409, Lynn Haven lies about 5.9 mi to the southeast, Youngstown lies about 11 mi to the east, Panama City Beach lies about 11 mi to the southwest, Ebro lies about 14 mi to the northwest and Sunnyside lies about 15 mi to the west. Use the directions link for turn-by-turn routes and road names.

Rivers, lakes and other water features near Panama City show up on the map above, or you can search for them directly.

Frequently Asked Questions About ZIP Code 32409

ZIP code 32409 is assigned to Panama City, Florida (FL).

ZIP code 32409 is in Bay County, Florida.

The reference coordinates for ZIP code 32409 are latitude 30.3117 and longitude -85.6923 (30°18'42.1"N 85°41'32.3"W).

The closest ZIP codes to 32409 are 32402 (Panama City, FL, 5.3 mi), 32406 (Panama City, FL, 5.3 mi), 32411 (Panama City, FL, 5.3 mi), 32412 (Panama City, FL, 5.3 mi) and 32444 (Lynn Haven, FL, 5.9 mi).

Panama City, FL has 11 ZIP codes in our directory: 32401, 32402, 32403, 32404, 32405, 32406, 32408, 32409, 32411, 32412, 32417.

Photo & Video Credits

  • Video: “Pier Park Panama City Beach Florida 2025 FULL TOUR | All Shops, Attractions & Restaurants!” by Adventure Is Out There, embedded from YouTube. All rights belong to the creator.

Data for ZIP code 32409 comes from a public U.S. postal code dataset and is provided for general reference. Always confirm mailing details with the U.S. Postal Service.